How does increased vehicle safety affect my claim?

January 8, 2026

Admin

The days of the large, heavy steel cars are quickly coming to an end. Nowadays, cars are being designed and constructed with crush zones, where the car itself helps absorb the energy of a front or rear impact instead of the passengers. Cars also have numerous airbags to further protect passengers. Thus, as a matter of simple economics, it is less expensive for the insurance industry to fix or declare a car a total loss, than it is to pay potentially hundreds of thousands in medical bills alone, thereby saving the insurance industry a tremendous amount of money.

With safer cars, the insurance industry also attempts to categorically argue, often without a medical examination, that your injuries could not be as severe as you claim. Make sure the law firm you hire understands the dynamics of an automobile crash and the impact on the passengers. At Cohn & Swartzon LLP, we often have bio-mechanical and accident reconstruction experts available to counter the insurance company’s arguments against you.