Should I talk to the other driver’s insurance company after an accident?

Should I talk to the other driver’s insurance company after an accident?

Not without speaking with an attorney first.

This is one of the most important answers on this page and one of the most frequently ignored — at great cost to accident victims across California.

The insurance company representing the other driver is not your insurance company. They do not have your interests in mind. Their adjusters are trained professionals whose job is to evaluate your claim and limit what their company pays. Every question they ask is designed to gather information that supports a lower settlement. Every answer you give becomes part of a file built against your interests.

They will call quickly. Sometimes within hours of the accident. They will sound sympathetic and helpful. They will make the conversation feel routine and cooperative. It is not. It is a strategic interaction designed to close your claim for as little as possible before you understand what it is worth.

You are not legally required to give a statement to the other driver’s insurance company. You are required to cooperate with your own insurance company — but not with theirs.

From the moment Cohn & Swartzon LLP is retained, we take over all communication with the opposing insurance company. You stop taking their calls. You stop responding to their letters. Every contact goes through us — managed with the full strategy of your case in mind rather than the incomplete picture they are hoping to assemble before you know your rights.Call us before you speak with them. Our team is available 24 hours a day 7 days a week at 888-480-3883 and legalhelp123.com. The consultation is free and it costs you nothing to have an attorney in your corner before that conversation happens.