What if the at-fault party doesn’t have insurance?

January 8, 2026

Admin

Even if the at-fault party is uninsured, you may still have options for pursuing compensation. In many cases, your own uninsured or underinsured motorist coverage (UM/UIM) can step in to cover your medical expenses, lost income, and other damages.

At Cohn & Swartzon LLP, we help clients navigate these situations by reviewing your insurance policy, identifying available coverage, and advocating on your behalf. If necessary, we can also explore third-party liability or other legal strategies to help you recover what you’re owed.